Wealthy Achievers-
C: Flourishing Families.
Type 10; Well Off Working Family's.
- Well off family's living in large detached houses with a long time left on their mortgage.
- Good income- can afford long term commitments.
- Tend to be in their 30's.
- Professionals and Managers with company pensions, healthcare and cars.
- Financially aware- stocks and savings.
- High levels of re-mortgaging shows confidence in borrowing.
- Credit cards with high limits but do not have high spending.
- Interests include; aerobics, golf, rugby and skiing.
- Own DVD player, have satellite TV and go to the Cinema
Urban Prosperity-
D: Prosperous Professionals.
Type 13; Well-Off Professionals, Larger Houses and Converted Flats.
- Well off professionals living in urban UK
- Well educated in professional and managerial occupations.
- Also students and young singles starting out.
- Large houses/converted flats- younger singles share flats.
- Car ownership is high- reflecting wealth.
- Use public transport for work commute.
- £50,000+ a year income.
- High levels of saving and investments.
- High levels of credit card usage.
- Use the internet for finance and purchasing.
- Enjoy the arts, including theatre, cinema and opera.
- The Guardian, The Independent, The Times and The Observer.
- Skiing and foreign holidays.
E: Educated Urbanites.
Type 15; Affluent Urban Professionals, Flats.
- Affluent urban areas.
- Large houses covered into flats.
- Rented is relatively high but some do own.
- Highly qualified
- Professional and senior managerial occupations.
- Young singles or couples.
- Few children, tend to be under five which suggests a move.
- High earning, high disposable income.
- 2 holidays including skiing and a hot one.
- Theatre and arts.
- Good food and wine.
- The Guardian, The Independent, The Times and The Financial Times.
Type 16; Prosperous Young Professionals, Flats.
- Urban areas in purpose built and converted flats.
- Highest levels of people aged 25-29.
- Highly qualified.
- Making way up career ladder in professions and managerial roles.
- 40% live alone- renting rather than buying- transient stage.
- Hard working and make optimum use of their leisure time- mostly online shopping.
- Art, music and theatre- spending money on wine and food.
- A range of foreign holidays, including winter, sun and snow, weekend and long haul.
- More likely to follow current affairs.
- The Financial Times, The Guardian and The Independent.
Type 17; Young Educated Workers, Flats.
- In their 20's.
- Mostly working but some students.
- Live alone in small flats.
- Often found in Scotland.
- Well qualified.
- Early in careers and modest incomes.
- Little need for a car- use public transport.
- Self improvement and education are important- dedicate free time to this.
- Busy people- socialise in bars, restaurants and coffee shops.
- They do not buy many newspapers.
Type 19; Suburban Privately Renting Professionals.
- Young people.
- Live close to the city.
- Well educated- developing careers.
- Renting flats in attractive areas.
- Often use public transport and the majority own newer expensive models.
- Online shopping- internet use
- Weekend breaks and long haul holidays are popular.
- Sport and exercise.
- Spending money on clothes and eating out.
- Broadsheet papers and show no bias to a particular title.
Comfortably Off.
G: Starting Out.
Type 24; Young Couples, Flats and Terraces.
- Late 20's, early 30's couples and singles starting out.
- Some have young children.
- Small terraced house/flat rented or on first mortgage.
- High level of education.
- Work full time.
- One car household- £5k- £10k.
- £20k- £40k household income.
- Regular saving plans.
- Internet is used for online shopping.
- Cinema, pub, restaurants and sports (golf/football).
Type 25; White-Collar Singles and Sharers, Terraces.
- Mixture of young professionals and students- singles, couples and sharers.
- 20's to early 30's.
- Well qualified- older tend to be professional and managerial- younger working way up.
- Renting from private landlord- many buying with a mortgage.
- Savings and investments.
- Keen on sport, exercise, the arts and theatre.
H: Secure Families.
Type 26; Younger White-Collar Couples with Mortgages.
- Suburban comunities- young families.
- Late 20's/early 30's.
- Starting a family- many pre school children.
- Mortgaged semi.
- Middle managers, office and clerical staff with health cover and pension.
- Above average income with some small investments and a saving plan.
- Very careful with income- prudent.
- Holidays in europe, exercise/sport, gold and cinema.
Type 28; Working Families with Mortgages.
- Suburbs- prosperous post industrial.
- Larger families- school children.
- Large home with mortgage.
- Middle management, clerical jobs or skilled trade.
- Supplemented by female part-time work.
- Two cars- one company.
- Financial caution, adequate pension scheme and mortgage protection.
- Save regularly with some stocks.
- Leisure activities include gold, cinema and TV.
- Package holidays to Europe and the Mediterranean- also at home/self catering.
- Shop in ASDA due to large food bill.
- Joint PC, prefer face to face contact with the bank.
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